@import"https://fonts.googleapis.com/css2?family=Nunito:wght@400;500;600;700;800;900&family=Lora:ital,wght@0,400;0,600;1,400&display=swap";.area-code-020{--brand-primary: #00897B;--brand-deep: #00695C;--brand-darkest: #0D2B25;--brand-accent: #FFD600;--brand-mint-light: #E0F5EE;--brand-mint-mid: #B2DFD2;--brand-mint-soft: #9FE1CB;--text-dark: #0D2B25;--text-mid: #475569;--text-light: #64748B;--white: #ffffff;--shadow-sm: 0 2px 8px rgba(0,137,123,.1);--shadow-md: 0 8px 24px rgba(0,137,123,.15);--shadow-lg: 0 20px 50px rgba(0,137,123,.18);--radius-sm: 10px;--radius-md: 16px;--radius-lg: 24px;font-family:Nunito,sans-serif;color:var(--text-dark)}.ac020-hero{padding:130px 0 90px;background:linear-gradient(150deg,#f4faf8,#e0f5ee 40%,#fff);position:relative;overflow:hidden}.ac020-hero:before{content:"";position:absolute;top:-120px;right:-120px;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(0,137,123,.12) 0%,transparent 70%);pointer-events:none}.ac020-hero:after{content:"";position:absolute;bottom:-80px;left:-80px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(255,214,0,.1) 0%,transparent 70%);pointer-events:none}.ac020-container{max-width:2220px;margin:0 auto;padding:0 24px;position:relative;z-index:2}.ac020-hero-inner{max-width:860px;margin:0 auto;text-align:center}.ac020-breadcrumb{display:flex;align-items:center;justify-content:center;gap:8px;margin-bottom:28px;font-size:.85rem;color:var(--text-light)}.ac020-breadcrumb a{color:var(--brand-primary);text-decoration:none;font-weight:600}.ac020-breadcrumb a:hover{text-decoration:underline}.ac020-breadcrumb-sep{color:var(--brand-mint-soft)}.ac020-badge{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--brand-primary),var(--brand-deep));color:#fff;padding:9px 20px;border-radius:50px;font-size:.85rem;font-weight:700;margin-bottom:26px;box-shadow:0 4px 16px #00897b40;letter-spacing:.02em}.ac020-h1{font-size:clamp(2rem,4.5vw,3rem);font-weight:900;color:var(--text-dark);line-height:1.15;margin-bottom:22px;letter-spacing:-.02em}.ac020-h1 .ac020-highlight{background:linear-gradient(135deg,var(--brand-primary),var(--brand-deep));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.ac020-hero-desc{font-size:1.15rem;color:var(--text-mid);line-height:1.75;max-width:700px;margin:0 auto 36px}.ac020-hero-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.ac020-btn-primary{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;background:var(--brand-primary);color:#fff;border-radius:50px;font-weight:700;font-size:1rem;text-decoration:none;box-shadow:0 4px 0 var(--brand-deep);transition:all .15s ease}.ac020-btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px 0 var(--brand-deep);background:var(--brand-deep);color:#fff;text-decoration:none}.ac020-btn-secondary{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;background:#fff;color:var(--brand-primary);border:2px solid var(--brand-primary);border-radius:50px;font-weight:700;font-size:1rem;text-decoration:none;transition:all .15s ease}.ac020-btn-secondary:hover{background:var(--brand-primary);color:#fff;text-decoration:none}.ac020-stat-bar{display:flex;justify-content:center;gap:48px;flex-wrap:wrap;margin-top:52px;padding-top:36px;border-top:1px solid var(--brand-mint-light)}.ac020-stat{text-align:center}.ac020-stat-num{display:block;font-size:1.8rem;font-weight:900;color:var(--brand-primary);line-height:1;margin-bottom:4px}.ac020-stat-label{font-size:.85rem;color:var(--text-light);font-weight:600}.ac020-body{padding:80px 0 100px;background:#fff}.ac020-layout{display:flex;gap:40px}.ac020-sidebar{width:320px;flex-shrink:0}.ac020-toc-wrap{position:sticky;top:180px;background:linear-gradient(135deg,#f0fdf4,#dcfce7,#d1fae5);border-radius:16px;padding:25px;box-shadow:0 8px 25px #05966926;transition:all .3s ease;max-height:calc(100vh - 200px);overflow-y:auto;margin-top:80px}.ac020-toc-wrap:hover{box-shadow:0 12px 35px #05966940;border-color:#047857;transform:translateY(-2px)}.ac020-progress-track{width:100%;height:6px;background:var(--brand-mint-light);border-radius:99px;margin-bottom:20px;overflow:hidden}.ac020-progress-fill{height:100%;background:linear-gradient(90deg,var(--brand-primary),var(--brand-accent));border-radius:99px;transition:width .2s ease}.ac020-toc-header{display:flex;align-items:center;gap:10px;padding:11px 14px;background:linear-gradient(135deg,var(--brand-primary),var(--brand-deep));color:#fff;border-radius:var(--radius-sm);font-size:.9rem;font-weight:800;letter-spacing:.06em;margin-bottom:14px;box-shadow:var(--shadow-sm)}.ac020-toc-header svg{font-size:1rem}.ac020-toc-list{list-style:none;margin:0;padding:0}.ac020-toc-list li{margin-bottom:5px}.ac020-toc-link{display:flex;align-items:center;gap:8px;padding:9px 13px;border-radius:8px;font-size:.875rem;font-weight:600;color:var(--text-dark);text-decoration:none;background:#fff;border-left:3px solid transparent;transition:all .2s ease;line-height:1.4}.ac020-toc-link:hover,.ac020-toc-link.active{background:var(--brand-primary);color:#fff;border-left-color:var(--brand-accent);transform:translate(4px);box-shadow:var(--shadow-sm)}.ac020-toc-num{display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;border-radius:50%;background:var(--brand-mint-light);color:var(--brand-primary);font-size:.72rem;font-weight:800;flex-shrink:0}.ac020-toc-link:hover .ac020-toc-num,.ac020-toc-link.active .ac020-toc-num{background:#fff3;color:#fff}.ac020-content{flex:1;min-width:0}.ac020-block{margin-bottom:64px;scroll-margin-top:110px}.ac020-section-title{font-size:1.85rem;font-weight:900;color:var(--text-dark);margin-bottom:20px;padding-bottom:14px;border-bottom:3px solid var(--brand-primary);line-height:1.25;position:relative}.ac020-section-title:after{content:"";position:absolute;bottom:-3px;left:0;width:48px;height:3px;background:var(--brand-accent);border-radius:2px}.ac020-text{font-size:1.05rem;color:var(--text-mid);line-height:1.85;margin-bottom:18px}.ac020-text strong{color:var(--text-dark);font-weight:700}.ac020-text a{color:var(--brand-primary);font-weight:600;text-decoration:underline}.ac020-text a:hover{color:var(--brand-deep)}.ac020-list{list-style:none;padding:0;margin:16px 0 20px}.ac020-list li{position:relative;padding:11px 12px 11px 38px;font-size:1.02rem;color:var(--text-mid);line-height:1.65;border-radius:8px;margin-bottom:6px;background:linear-gradient(90deg,#f4faf8,#fff);border-left:3px solid var(--brand-mint-mid);transition:all .2s ease}.ac020-list li:hover{border-left-color:var(--brand-primary);background:linear-gradient(90deg,var(--brand-mint-light) 0%,white 100%)}.ac020-list li:before{content:"✓";position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--brand-primary);font-weight:800;font-size:1rem}.ac020-list li strong{color:var(--text-dark);font-weight:700}.ac020-list.ordered{counter-reset:ac-counter}.ac020-list.ordered li{counter-increment:ac-counter}.ac020-list.ordered li:before{content:counter(ac-counter);background:var(--brand-primary);color:#fff;width:20px;height:20px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800;top:14px;transform:none}.ac020-info-box{display:flex;gap:14px;align-items:flex-start;padding:18px 20px;background:linear-gradient(135deg,#fff8e1,#fffde7);border-left:4px solid var(--brand-accent);border-radius:var(--radius-sm);margin:20px 0}.ac020-info-icon{font-size:1.4rem;flex-shrink:0;margin-top:2px}.ac020-info-box p{margin:0;font-size:1rem;color:var(--text-dark);line-height:1.7}.ac020-info-box p strong{font-weight:800}.ac020-table-wrap{margin:28px 0;overflow-x:auto;border-radius:var(--radius-md);box-shadow:var(--shadow-md)}.ac020-table{width:100%;border-collapse:collapse;background:#fff;font-size:.975rem}.ac020-table thead tr{background:linear-gradient(135deg,var(--brand-primary),var(--brand-deep));color:#fff}.ac020-table th{padding:16px 20px;text-align:left;font-weight:700;font-size:1rem;letter-spacing:.02em}.ac020-table td{padding:15px 20px;border-bottom:1px solid #e0f5ee;color:var(--text-mid);line-height:1.55}.ac020-table tbody tr:last-child td{border-bottom:none}.ac020-table tbody tr:hover{background:#f4faf8}.ac020-table .ac020-tag{display:inline-block;padding:3px 10px;border-radius:50px;font-size:.8rem;font-weight:700;background:var(--brand-mint-light);color:var(--brand-primary)}.ac020-benefits-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin:28px 0}.ac020-benefit-card{background:linear-gradient(160deg,#f4faf8,#e8f8f2);border-radius:var(--radius-md);padding:28px 22px;text-align:center;border:2px solid transparent;transition:all .25s ease;position:relative;overflow:hidden}.ac020-benefit-card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--brand-primary),var(--brand-accent));transform:scaleX(0);transition:transform .3s ease;transform-origin:left}.ac020-benefit-card:hover{transform:translateY(-6px);border-color:var(--brand-primary);box-shadow:var(--shadow-md)}.ac020-benefit-card:hover:before{transform:scaleX(1)}.ac020-benefit-icon{font-size:2.4rem;margin-bottom:12px;display:block}.ac020-benefit-card h3{font-size:1.05rem;font-weight:800;color:var(--text-dark);margin-bottom:8px}.ac020-benefit-card p{font-size:.9rem;color:var(--text-mid);line-height:1.6;margin:0}.ac020-steps{margin:24px 0;display:flex;flex-direction:column;gap:16px}.ac020-step{display:flex;gap:18px;align-items:flex-start;padding:20px;background:#fff;border-radius:var(--radius-md);border:1px solid var(--brand-mint-light);transition:all .2s ease}.ac020-step:hover{border-color:var(--brand-primary);box-shadow:var(--shadow-sm);transform:translate(4px)}.ac020-step-num{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--brand-primary),var(--brand-deep));color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:1.1rem;flex-shrink:0;box-shadow:0 4px 12px #00897b4d}.ac020-step-body h4{font-size:1.05rem;font-weight:800;color:var(--text-dark);margin:0 0 4px}.ac020-step-body p{margin:0;font-size:.95rem;color:var(--text-mid);line-height:1.6}.ac020-cta-box{background:linear-gradient(160deg,var(--brand-darkest) 0%,#0f4a3a 100%);border-radius:var(--radius-lg);padding:44px 40px;margin:36px 0;position:relative;overflow:hidden;color:#fff}.ac020-cta-box:before{content:"";position:absolute;top:-60px;right:-60px;width:240px;height:240px;border-radius:50%;background:#ffd60014}.ac020-cta-box:after{content:"";position:absolute;bottom:-40px;left:-40px;width:160px;height:160px;border-radius:50%;background:#00897b33}.ac020-cta-box-inner{position:relative;z-index:1}.ac020-cta-box h3{font-size:1.75rem;font-weight:900;color:#fff;margin-bottom:14px}.ac020-cta-box p{font-size:1.05rem;color:#ffffffd9;line-height:1.75;margin-bottom:16px}.ac020-cta-box p strong{color:var(--brand-accent)}.ac020-cta-checklist{list-style:none;padding:0;margin:18px 0 28px;display:flex;flex-direction:column;gap:10px}.ac020-cta-checklist li{display:flex;align-items:center;gap:10px;font-size:.98rem;color:#ffffffe6;line-height:1.5}.ac020-cta-check{width:22px;height:22px;border-radius:50%;background:var(--brand-accent);color:var(--brand-darkest);display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:900;flex-shrink:0}.ac020-cta-buttons{display:flex;gap:14px;flex-wrap:wrap}.ac020-cta-btn-primary{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;background:var(--brand-accent);color:var(--brand-darkest);border-radius:50px;font-weight:800;font-size:1rem;text-decoration:none;box-shadow:0 4px #0003;transition:all .15s ease}.ac020-cta-btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px #00000040;text-decoration:none;color:var(--brand-darkest)}.ac020-cta-btn-secondary{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;background:transparent;color:#fff;border:2px solid rgba(255,255,255,.4);border-radius:50px;font-weight:700;font-size:1rem;text-decoration:none;transition:all .15s ease}.ac020-cta-btn-secondary:hover{background:#ffffff1a;border-color:#ffffffb3;color:#fff;text-decoration:none}.ac020-faq-list{display:flex;flex-direction:column;gap:12px;margin:24px 0}.ac020-faq-item{background:#f8fafc;border-radius:var(--radius-sm);border-left:4px solid var(--brand-primary);overflow:hidden;transition:all .2s ease}.ac020-faq-item:hover{box-shadow:var(--shadow-sm);border-left-color:var(--brand-accent)}.ac020-faq-q{display:flex;justify-content:space-between;align-items:center;padding:18px 20px;cursor:pointer;-webkit-user-select:none;user-select:none;gap:12px}.ac020-faq-q h3{font-size:1.05rem;font-weight:700;color:var(--text-dark);margin:0;line-height:1.4}.ac020-faq-toggle{width:28px;height:28px;border-radius:50%;background:var(--brand-mint-light);color:var(--brand-primary);display:flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:700;flex-shrink:0;transition:all .2s ease}.ac020-faq-item.open .ac020-faq-toggle{background:var(--brand-primary);color:#fff;transform:rotate(45deg)}.ac020-faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s ease;padding:0 20px}.ac020-faq-item.open .ac020-faq-a{max-height:300px;padding:0 20px 18px}.ac020-faq-a p{margin:0;font-size:.98rem;color:var(--text-mid);line-height:1.75}.ac020-summary-card{background:linear-gradient(135deg,var(--brand-mint-light) 0%,#e8f8f2 100%);border-radius:var(--radius-lg);padding:36px;border:1px solid var(--brand-mint-mid);position:relative;overflow:hidden}.ac020-summary-card:before{content:"";position:absolute;top:0;right:0;width:200px;height:200px;background:radial-gradient(circle,rgba(0,137,123,.08) 0%,transparent 70%)}.ac020-summary-card p{font-size:1.05rem;color:var(--text-mid);line-height:1.85;margin-bottom:14px}.ac020-summary-card p:last-child{margin-bottom:0}.ac020-summary-card strong{color:var(--text-dark)}@media (max-width: 1024px){.ac020-layout{flex-direction:column}.ac020-sidebar{width:100%;order:-1}.ac020-toc-wrap{position:static;max-height:none;overflow-y:visible}.ac020-toc-list{display:grid;grid-template-columns:1fr 1fr;gap:5px}}@media (max-width: 768px){.ac020-hero{padding:90px 0 60px}.ac020-h1{font-size:1.9rem}.ac020-hero-desc{font-size:1rem}.ac020-stat-bar{gap:28px}.ac020-toc-list{grid-template-columns:1fr}.ac020-section-title{font-size:1.55rem}.ac020-benefits-grid{grid-template-columns:1fr 1fr}.ac020-cta-box{padding:28px 22px}.ac020-cta-buttons{flex-direction:column}.ac020-cta-btn-primary,.ac020-cta-btn-secondary{width:100%;justify-content:center}.ac020-hero-cta{flex-direction:column;align-items:center}.ac020-btn-primary,.ac020-btn-secondary{width:100%;max-width:320px;justify-content:center}}@media (max-width: 480px){.ac020-h1{font-size:1.55rem}.ac020-benefits-grid{grid-template-columns:1fr}.ac020-cta-box h3{font-size:1.4rem}.ac020-table th,.ac020-table td{padding:12px 14px;font-size:.875rem}}.ac020-industry-grid{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0 20px}.ac020-industry-tag{display:inline-flex;align-items:center;padding:7px 16px;background:linear-gradient(135deg,var(--brand-mint-light),#e8f8f2);color:var(--brand-primary);border:1px solid var(--brand-mint-mid);border-radius:50px;font-size:.9rem;font-weight:700;transition:all .2s ease}.ac020-industry-tag:hover{background:var(--brand-primary);color:#fff;border-color:var(--brand-primary);transform:translateY(-2px)}.ac020-features-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px;margin:20px 0 24px}.ac020-feature-chip{display:flex;align-items:center;gap:10px;padding:13px 16px;background:linear-gradient(135deg,#f4faf8,#eaf7f2);border-radius:var(--radius-sm);border:1px solid var(--brand-mint-light);font-size:.93rem;font-weight:600;color:var(--text-dark);transition:all .2s ease}.ac020-feature-chip:hover{border-color:var(--brand-primary);background:linear-gradient(135deg,var(--brand-mint-light),#ddf5ec);transform:translateY(-2px);box-shadow:var(--shadow-sm)}.ac020-feature-chip-icon{font-size:1.1rem;flex-shrink:0}.ac020-comparison-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0}.ac020-comparison-card{background:linear-gradient(160deg,#f4faf8,#eaf7f2);border-radius:var(--radius-md);padding:28px 22px;border:2px solid var(--brand-mint-light);transition:all .25s ease;position:relative;overflow:hidden}.ac020-comparison-card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--brand-mint-mid);transition:background .25s ease}.ac020-comparison-card:hover{border-color:var(--brand-primary);box-shadow:var(--shadow-md);transform:translateY(-4px)}.ac020-comparison-card:hover:before{background:linear-gradient(90deg,var(--brand-primary),var(--brand-accent))}.ac020-comparison-card--featured{background:linear-gradient(160deg,var(--brand-darkest) 0%,#0f4a3a 100%);border-color:var(--brand-primary)}.ac020-comparison-card--featured:before{background:linear-gradient(90deg,var(--brand-accent),var(--brand-primary))}.ac020-comparison-card--featured:hover{border-color:var(--brand-accent)}.ac020-comparison-num{font-size:1.5rem;font-weight:900;color:var(--brand-primary);margin-bottom:6px;font-family:Nunito,sans-serif}.ac020-comparison-card--featured .ac020-comparison-num{color:var(--brand-accent)}.ac020-comparison-card h3{font-size:1.05rem;font-weight:800;color:var(--text-dark);margin-bottom:10px}.ac020-comparison-card--featured h3{color:#fff}.ac020-comparison-card p{font-size:.9rem;color:var(--text-mid);line-height:1.65;margin:0}.ac020-comparison-card--featured p{color:#fffc}.ac020-related-guides{margin-top:36px;padding:28px;background:linear-gradient(135deg,#f4faf8,#e8f8f2);border-radius:var(--radius-md);border:1px solid var(--brand-mint-light)}.ac020-related-guides h3{font-size:1.1rem;font-weight:700;color:var(--text-dark);margin-bottom:16px}.ac020-related-links{display:flex;flex-wrap:wrap;gap:12px}.ac020-related-link{display:inline-flex;align-items:center;gap:8px;padding:10px 20px;background:#fff;color:var(--brand-primary);border:2px solid var(--brand-mint-mid);border-radius:50px;font-size:.92rem;font-weight:700;text-decoration:none;transition:all .2s ease}.ac020-related-link:hover{background:var(--brand-primary);color:#fff;border-color:var(--brand-primary);transform:translateY(-2px);box-shadow:var(--shadow-sm);text-decoration:none}@media (max-width: 768px){.ac020-comparison-cards{grid-template-columns:1fr}.ac020-features-grid{grid-template-columns:1fr 1fr}.ac020-related-links{flex-direction:column}.ac020-related-link{width:100%;justify-content:center}}@media (max-width: 480px){.ac020-features-grid{grid-template-columns:1fr}}